Monday, August 24, 2009


Dave, Wes, Shea and I went fishing yesterday... it was a blast!

Wes caught the biggest fish, a catfish, but it came off the hook before we could get a picture. Dave caught the second biggest. Shea and I caught several little brims and bluefish.

It would be so nice to have a place on the lake... sigh...maybe someday. :)

Thursday, August 20, 2009

Update on Refinance

Bank of America
  • Initial application: 04/15/2009
  • Est. closing date: 06/15/2009
  • Rev. est. closing: 07/15/2009
  • Rev. est. closing: 08/31/2009

Quicken Loans
  • Initial application: 08/10/2009
  • Actual closing: 08/25/2009

Unbelievable.... and did I mention, my original loan is with Bank of America? Way to take care of your customers, BoA. I am in the process of fighting for a refund of my $400.00 application fee.

We need a vacation!

Between all the remodeling and the stress of the economy, we really need a vacation. It looks like our refinance is going to happen by the end of the month, so our mortgage payment will be going way down, and we get to skip a payment.

We've saved up a little over the past few months, so hopefully we can get out of town for a few days soon. Boarding the dogs is a real pain, because they can't be picked up on Sundays, not to mention it's expensive!

Tuesday, August 11, 2009

Refinancing annoyance

Why can Quicken Loans close a refinance in 21 days, while I am STILL waiting on Bank of America for going on four months? Oh, and my original mortgage is with... Bank of America. Amazing.

Monday, August 10, 2009

Great weekend...

It was a great weekend with Shea. We missed Wes, but work comes first!

Intimidators game was fun, and we totally embarrassed ourselves at lunch yesterday. Our poor server!

I'm ready for weather to cool down.... and I'm really ready for a vacation! Can't wait to get out of town in a month or so.

Tuesday, August 4, 2009

The Mayonnaise Jar and the Two Beers

When things in your life seem almost too much to handle, when 24 hours in a day are not enough, remember the mayonnaise jar and the two beers.

A professor stood before his philosophy class and had some items in front of him. When the class began, he wordlessly picked up a very large and
empty mayonnaise jar and proceeded to fill it with golf balls.

He then asked the students if the jar was full. They agreed that it was...

The professor then picked up a box of pebbles and poured them into the jar. He shook the jar lightly. The pebbles rolled into the open areas between the
golf balls.

He then asked the students again if the jar was full. They agreed it was.

The professor next picked up a box of sand and poured it into the jar. Of course, the sand filled up everything else.

He asked once more if the jar was full. The students responded with a unanimous ‘yes.'

The professor then produced two Beers from under the table and poured the entire contents into the jar effectively filling the empty space between the sand. The students laughed...

“Now,” said the professor as the laughter subsided, “I want you to recognize that this jar represents your life.

“The golf balls are the important things---your family, your children, your health, your friends and your favorite passions---and if everything else was lost and only they remained, your life would still be full.

“The pebbles are the
other things that matter like your job, your house and your car...

“The sand is everything else---the small stuff.

“If you put the sand into the jar first,” he continued, “there is no room for the pebbles or the golf balls. The same goes for life.

“If you spend all your time and energy on the small stuff you will never have room for the things that are important to you.

“Pay attention to the things that are critical to your happiness.

“Spend time with your children.

“Spend time with your parents.

“Visit with grandparents.

“Take time to get medical checkups.

“Take your spouse out to dinner.

“Play another 18...

“There will always be time to clean the house and fix the disposal.

“Take care of the golf balls first---the things that really matter.

“Set your priorities. The rest is just sand.”

One of the students raised her hand and inquired what the Beer represented.

The professor smiled and said, “I'm glad you asked.

“The beer just shows you that no matter how full your life may seem, there's always room for a couple of beers with a friend.”